| If you're looking in Shelby, Alabama for a professional that can help you with all of your real estate needs, then you've come to the right place. Karen Spann specializes in finding you that special home or property that will fit your needs and desires. Karen Spann of Remax First Choice is a real estate professional who was one of few real estate agents chosen to represent the Shelby, Alabama area. Karen Spann may be found as a real estate professional in the bank owned homes for sale category of the Real Estate Professionals web site. View this members profile below and decide for yourself if Karen Spann can meet your expectations. | |
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Karen Spann, ABR, CSP, CFR Remax First Choice 201 Amphitheater Rd Pelham, AL 35124 Contact: click here Business Speciality: bank owned homes for sale, foreclosed homes for sale, HUD homes for sale Years in Business: 7 |
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Bio: I am an Remax agent, Associate Broker, ABR, SFR and have been in the business over 7 years. I have listed and sold many foreclosures, short-sales and love assisting buyers and sellers with their real estate needs. Whether you are selling your own home or searching for a new place in the Heart of Dixie to call your own, I will work hard to make sure that you are completely satisfied. I have the knowledge, experience, and dedication that it takes to get the results you are looking for. If you are strapped for cash and looking for a bargain, you may be able to buy a foreclosure property acquired by the U.S. Department of Housing and Urban Development for as little as $100 down. With HUD foreclosures, down payments vary depending on whether the property is eligible for FHA insurance. If not, payments range from 5 to 20 percent. But when the property is FHA-insured, the down payment can go much lower. Each offer must be accompanied by an "earnest money" deposit equal to 5 percent of the bid price, not to exceed $2,000 but not less than $500. The U.S. Department of Veterans Affairs also offers foreclosure properties which can be purchased directly from the VA often well below market value and with a down payment amount as low as 2 percent for owner-occupants. Investors may be required to pay up to 10 percent of the purchase price as a down payment. This is because the VA guarantees home loans and often ends up owning the property if the veteran defaults. Professional Memberships: NAR, Bham MLS, REALTOR Awards and Achievements: Cooperative Spirit Award 2011 Top Producer Sales 2011 100% Club, 2005 Presidents Club 2004 Executive Club 2006, 2007, 2008 Areas Served: Shelby, Jefferson, Helena, Pelham, Alabaster, Calera, Hoover, Chelsea, Maylen Key Search Words: Karen Spann, Shelby, Jefferson, bank owned homes for sale, foreclosed homes for sale, HUD homes for sale, Alabama, real estate agent, Realtor | |
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